I plug into your business as your financial controller and finance director. You focus on what you're good at. I handle everything else.
You've grown past the point where checking your bank balance and hoping for the best cuts it anymore. You need proper financial infrastructure, clear reporting, and someone who actually understands your business.
But a full time finance director comes with a salary, pension, NI, equipment, holidays, sick pay, and recruitment costs. For most businesses between £1M and £5M turnover, that's money better spent elsewhere.
Think about how many hours a week you spend on financial admin. Chasing invoices, trying to reconcile the books, worrying about VAT, sorting payroll. For most business owners I meet, it's somewhere between 4 and 8 hours a week. At your hourly rate, that's money you're spending on work that someone else could be doing for a fraction of the cost, while you focus on the things that actually grow the business.
You don't pay employment overheads, recruitment fees, or cover when someone goes on holiday. You just get a finance department that works.
Not every business that works with me is in crisis. Some are doing well and want to keep it that way. They want someone plugged into the finances who can spot problems before they arrive, help them plan for growth properly, and give them a second opinion when they're making big decisions. One client put it well: he doesn't see me as someone to call when things go wrong. He sees me as the reason things don't go wrong in the first place.
Every industry has its own financial challenges. I work with businesses where I understand those challenges inside out.
VAT partial exemption, NHS vs private margins, frame stock management, clinician cost modelling. I understand the specific financial complexity of running an optical practice because most accountants don't.
See how I help opticians →Tech CompaniesR&D tax credits, project profitability, cash flow during growth, investor-ready reporting. I work with tech companies who've outgrown basic bookkeeping and need serious financial support.
See how I help tech companies →Contract & Trade ServicesRetention tracking, tender pricing, invoice finance management, CIS compliance. I understand how money moves through a contract-based business because most accountants don't.
See how I help contract businesses →I review your current setup, spot the immediate issues, and start understanding how your business actually works financially.
For the first time, you'll have a clear picture of your financial position. What's real, what's committed, and what you've actually got to work with.
Management accounts that make sense. Explained in plain English. Showing you which parts of your business are making money and which ones aren't.
You stop guessing and the surprises stop coming. Everything is handled, and when you need to talk something through, you pick up the phone and I'm there.
Every business is different, so these are starting points rather than fixed prices. Once I understand your business and what you need, I'll put together a proposal that reflects the actual scope of work.
My job is to get you to Stage 3 as quickly as possible.
You're checking the bank balance every morning and making decisions based on whatever's available right now. Tax and VAT bills keep catching you off guard, and cash flow feels like a rollercoaster you can't get off.
You've got regular bookkeeping and basic reporting in place. You know your monthly profit and loss figures but you still can't forecast accurately or understand what the numbers are actually telling you.
Complete financial clarity. You make decisions with confidence because you understand your true position. You plan for the future rather than reacting to the past.
Most of my clients come to me in Stage 1 or early Stage 2.
There's no hard sell here, just a conversation about where you are now and whether I can help.
Let's talkOr call 07899 296 552 · leigh.cooke@virtufin.co.uk